The good news is you can go directly from your phone to headphones In -ear, over- ear, or iem. Then directly to your Bluetooth powered speaker. Lots of options. I highly recommend a streaming service 10-20 dollars a month for almost limitless music. Then grow as your taste and budget allow.
You might also want to look at our thread, when do I stop upgrading? Remember the first one is free.
You might also want to look at our thread, when do I stop upgrading? Remember the first one is free.